- 15840 Ventura Blvd, Suite 203, Encino, CA 91436
- info@goldbridgeins.com
- 888‑590‑2667
Goldbridge Insurance Services
Founded in Encino in 2019. We start with the line that costs California employers the most, get it right, and build the rest of the program around it.
Most commercial insurance gets sold on price and renewed on inertia. A quote arrives, it is cheaper or it isn’t, and the policy rolls forward for years without anyone opening it.
We work the other way around. We read the declarations pages first, because almost everything worth finding is already on documents the client has and has never been walked through.
Goldbridge Insurance Services was founded in 2019 by Daniel Sassoon, later joined by his partner Scott Ortiz. Between them they bring decades of commercial lines experience, and the firm is based in Encino, serving businesses throughout California and in other states across the country.
We are a brokerage, not a captive agency. We work with a broad network of standard carriers and specialty markets, which matters most on the accounts other people struggle with: high-rated classes, prior losses, new ventures, and risks that need a specialty market rather than a standard one.
For most California employers with field or hourly staff, workers’ compensation is the largest line on the schedule and the one most sensitive to getting the details right.
It is also the line where the rules are public. Classification codes, dual wage thresholds, payroll inclusion rules, experience rating formulas: all of it is published, and all of it is checkable. That makes it the line where diligence actually translates into money, rather than just effort.
So that is where we start. Get the classification right, get the payroll split documented, understand what is driving the experience modification, and the rest of the program gets built on a foundation that holds.
We read the dec pages. Covered auto symbols that decide whether a truck bought last month is covered. Retroactive dates on claims-made policies. Coinsurance percentages against current replacement cost. Funds transfer fraud sublimits. Schedules of underlying insurance. These are the things that determine outcomes and they are all sitting in documents nobody reviews.
We present the account properly. The spread between a well-prepared submission and a careless one on the same business is routinely wider than the spread between carriers. Classification accuracy, a clean loss narrative and documented controls change the terms you are offered.
We read the contracts before you sign them. Additional insured status, primary and non-contributory wording, waivers of subrogation, indemnity language that exceeds what a policy will respond to. Fixing a mismatch before signature costs a fraction of discovering it after a claim.
We tell you when it is already right. Not every review turns into a policy change. Saying so is how we would rather build a relationship.
Specialisation is easy to claim and hard to demonstrate, so here are examples of the kind of detail our work actually turns on. All of it is published, verifiable, and most of it never comes up in a typical renewal conversation.
We publish this material rather than keeping it to ourselves. Our blog covers it in detail, and the coverage pages go line by line.
We write across most commercial classes and can place commercial auto for any industry. Where we spend the most time:
15840 Ventura Blvd, Suite 203, Encino, CA 91436
(888) 590-2667
info@goldbridgeins.com
Goldbridge Insurance Services is a DBA of Sass Enterprises, LLC, a California limited liability company.
Send us your declarations pages. We will tell you what is structured correctly, what is not, and what is missing. If your program is already built right, we will say so and you will have lost nothing but ten minutes.
Request a Review Call (888) 590-2667
Or start here. Tell us what you carry now and we will reply the same business day with exactly what we need.
